The reason grace means very little to us is because we do not consider ourselves as great sinners who desperately need forgiveness. We think of ourselves as fine people with few minor character flaws that could easily be excused. We have these cute ideas about ourselves that yes, indeed, we are imperfect but at least we are honest (as if honesty absolves us of sin). In doing that, we diminish the grace of God, we underestimate the value of the shed blood of Jesus and we brush off Jesus’ sacrifice as something trivial and probably unnecessary.